How to register & activate

  • Visit any Airtel shop, distributor, authorised Airtel Money Dealer or any of the partner banks.
  • Voter’s ID, National ID, National Passport, NHIS or Driver’s Licence.
  • Fill in the Airtel Money Customer Registration form.
  • The agent will confirm your registration and show you how to start using the service.
  • Activate your Airtel Money menu.
  • Send the word ”ZAP” via SMS to 222.
  • If you do not receive the menu within 24 hours, call the hotline on 222 (0260000222) or visit the nearest Airtel Centre for your SIM card to be provisioned with the menu.


  • Pay bills – utility bills.
  • Pay for goods and services.
  • Direct payment for your savings and loans contributions.
  • Buy airtime for yourself, friends and family.
  • Purchase Airtel data bundles.
  • Send money from your Airtel Money account to other Airtel money customers.
  • Send money from your Airtel Money account to people on other networks.
  • Receive money on your Airtel Money account.
  • Deposit physical cash for electronic money (e-value).
  • Withdraw cash from your Airtel money account.
  • Send money to and withdraw money from your bank account.
  • Use your mobile phone to check your bank balance and request  for bank mini statement.

How to register

With a valid photo ID card (Voter ID, Driver’s License, Passport) go to your nearest MTN Mobile Money authorised agent.

  • The Agent will capture your personal details and give you a Mobile
    Money SIM card.
  • Insert your Mobile Money SIM card in your phone. You will receive an SMS asking you to register.
  • Go to “My MTN” on your mobile phone and select “Mobile Money”.
  • Select “Register” and enter your photo ID type and number.
  • Select and repeat Mobile Money PIN (4 digits).
  • You will receive a welcome message on your phone.


  • Pay your bills online or through your phone.
  • Recharge your credit easily.
  • Transfer money to your loved ones without going to the bank.
  • It’s fast and secure.

Send to bank account

Send to a bank account at any of these banks:

  • Access Bank
  • Cal Bank
  • Capital Bank
  • EcoBank
  • Energy Bank
  • First Allied Savings and Loans
  • First National Bank
  • GCB Bank
  • Guaranty Trust Bank
  • HFC Bank
  • National Investment Bank
  • Royal Bank
  • Stanbic Bank
  • Standard Chartered Bank
  • United Bank for Africa
  • Universal Merchant Bank
  • Zenith Bank


Contact Mama Money on 021 202 5420 or