Uganda Money Transfer Made Easy with Mama Money

Discover a new era of convenience in international money transfers with Mama Money. Whether you're sending funds for tuition, healthcare, business, or personal needs, you can rest assured that your loved ones in Uganda will receive their money quickly, securely, and without any hassle. With Mama Money, sending money from South Africa to Uganda has never been easier!

Uganda, known as the 'Pearl of Africa,' is a vibrant country with a rich cultural tapestry and a growing economy. However, it's not uncommon for Ugandans to travel overseas in search of better opportunities and send money back home. According to the World Bank, remittances to Uganda stood at approximately USD 1.4 billion in 2020, making it an essential part of the country's economy.


Challenges of sending money to Uganda

Like other international money transfers, sending money to Uganda often presents challenges such as high transaction fees, lengthy processing times, complex procedures, and limited payout options. But fear not, because Mama Money has made these obstacles a thing of the past.

  1. High Fees: Traditional banking systems and other remittance services often charge high fees for international transfers. The fees are a flat transfer fee and sometimes an additional percentage of the total amount sent. This means the more money you send, the higher the fee becomes. Sometimes, the sender and receiver may be charged for the transaction.
  2. Long Processing Times: With traditional money transfer methods, it can take several days for the recipient to receive the money in Uganda. This is due to various procedures, checks and balances that the financial institutions have to follow to ensure the legitimacy and safety of the transfer. This can be inconvenient, especially in emergencies where funds are needed immediately.
  3. Complex Procedures: Some traditional banks and money transfer services require paperwork and several forms of identification for both the sender and the receiver. Additionally, the sender might need to provide proof of income and explain the purpose of the transfer. This can make the process of sending money home quite tedious and time-consuming.
  4. Limited Payout Options: Access to traditional banking institutions can be limited in some rural parts of Uganda. This means recipients might travel long distances to reach the nearest bank or money transfer agent to receive their funds. Furthermore, traditional banking hours can make it difficult for recipients to access their money outside regular business hours.
  5. Security Concerns: There are also concerns about the security of international transfers. These can be around the risk of sensitive information being intercepted, the potential for scams, or the physical safety risk in carrying large amounts of cash from the payout location to home.

Mama Money addresses all these challenges, offering a secure, fast, easy-to-use service with a lower fee structure. With mobile money payout options, recipients in even the most remote parts of Uganda can receive their money directly on their phone, eliminating the need to travel long distances or worry about banking hours.

Our mission is to make the process as smooth as possible, so you can focus on what matters: supporting your loved ones.


Our payout partners in Uganda

Mama Money has established strategic partnerships with MTN and Airtel mobile wallets in Uganda. These partnerships ensure easy, quick, and safe receipt of funds, allowing recipients to collect money conveniently, even in remote areas. With these mobile wallets, beneficiaries can receive money instantly to pay bills, buy goods, or even withdraw it as cash.

  1. MTN Mobile Wallet: MTN Uganda is a part of the larger MTN Group, a multinational telecommunications company. Its mobile money service, known as MTN Mobile Money, is widely used in Uganda, making it one of the most accessible platforms for receiving remittances. With a vast network that reaches even the rural parts of the country, customers of Mama Money can send money directly to the MTN Mobile Wallets of their recipients. This convenience and accessibility ensure that funds are received instantly and can be used immediately for various purposes, such as paying bills, purchasing goods, and withdrawing cash at any MTN Mobile Money agent.
  2. Airtel Mobile Wallet: Airtel is another leading telecom service provider in Uganda, and its mobile money service, Airtel Money, provides another convenient payout option for Mama Money users. Airtel Money has a comprehensive reach across the country and is accepted by various businesses. The ability to send money directly to Airtel Money wallets means recipients can receive and use their money without travelling or waiting in long queues. They can also safely store their money in their wallets, promoting financial security.


These partnerships with MTN Mobile Wallet and Airtel Mobile Wallet are incredibly beneficial for Mama Money customers because:

  • Accessibility: These mobile money services have a wide reach, even in remote areas, enabling recipients to access their money conveniently without the need for a physical bank.
  • Speed: Transfers are received in real-time, which is beneficial in emergencies or when immediate access to funds is required.
  • Security: Mobile money is safer than carrying cash, reducing the risk of theft.
  • Flexibility: Recipients can use their mobile money to pay for goods, utilities, school fees, and other bills directly, or they can choose to withdraw cash at an agent location.
  • Cost-effective: Since Mama Money customers can send funds directly to these mobile wallets, it saves recipients the often high costs associated with withdrawing money from traditional banks or other money transfer services.

Through these strategic partnerships, Mama Money strives to make sending money to Uganda as easy, fast, safe, and affordable as possible.


Sending money to Uganda via Mama Money is simple. Just follow these steps:

If you are new to Mama Money and would like to create an account with us, simply follow these 4 simple steps below:

1. Register an account

Download our Mama Money App from the Google Play or Apple App Store,

2. Upload your documents

Upload a clear photo of your Passport, ID, or Asylum / Refugee documents. Take a selfie using the app. We've streamlined our account activation process! Now, if all your documents are in order, your account will be activated instantly.

3. Enter recipient’s details

These details include their name and mobile number.

4. Pay for your transfer

Select your preferred payment method and press “confirm & send” 


What recipient information will I need?

To send money to a mobile wallet in Uganda using Mama Money, the sender will need the recipient's mobile phone number and the country where the mobile wallet is located. Mama Money will then use this information to determine the appropriate mobile wallet provider and send the funds to the recipient's mobile wallet. 

When sending to mobile wallets like MTN and Airtel, it’s important to check that your recipient’s wallet has not reached its limit, which could impact your money transfer. 

How long will it take for my money to arrive?

Transfers to mobile wallets and cash collection are sent within minutes.


What customers say about Mama

“This is the most convenient way for sending money, I can happily tell the world this is faster, reliable means of sending money back home for many countries” - John Baptist

“Excellent service - The Mama Money team responds really promptly and with such excellence - Well Done” - Desh Mu

Mama Money simplifies the money transfer process, making it the preferred choice for many who need to send money to Uganda. With a secure platform, fast transactions, low fees, and exceptional customer support, Mama Money is the go-to solution for your international money transfer needs.

Experience the Mama Money difference today! Download our app and start sending money to Uganda right away. Make the smart choice and choose Mama Money for your international money transfer needs. 

The Mama Money Card

The Mama Money Card is a new way to manage your finances with ease and security. This card offers a hassle-free solution to access and use your money, redefining convenience for all our users. Discover all the fantastic features and benefits of the Mama Money Card by visiting our detailed blog post. For any queries or more information, feel free to reach out to us directly on WhatsApp. Your financial management just got a whole lot easier with Mama Money!

Need help? Mama is here.

To learn more about how to send money from South Africa to several other countries worldwide, follow Mama Money and learn all about our international money transfer services via





Should you have any questions that are not covered above, please get in touch with Mama via WhatsApp at +27661041097.