How to Apply for a Work or Study Visa in South Africa (and Start Sending Money Home)

A Fresh Start in South Africa

Starting a new chapter in South Africa—whether for work or study—is an exciting step. But we know it can also feel overwhelming, especially when you're far from home and trying to get everything in order.

That's where Mama Money comes in. We're here to advise and help you send money home safely and affordably.

In this guide, we'll walk you through:

✅ The steps to apply for a South African visa

✅ What to do when you get here

✅ How to register with Mama Money and use the Mama Money card to receive payments, shop, and support your family back home

Whether you're here to build your future, gain new skills, or support loved ones from afar, Mama Money is with you—making life a little easier and your money go much further.

Types of South African Visas: What You Need to Know

You'll need the right visa before you can start working or studying in South Africa.

Here are the most common types for people travelling from other countries:

  • General Work Visa
  • Critical Skills Work Visa
  • Study Visa

Important: All these visas must be applied for before entering South Africa at the South African embassy or consulate in your home country.

For full details and the most up-to-date requirements, visit the Department of Home Affairs – Visa Types page.

How to Apply for a Work or Study Visa

Applying for a South African visa might seem complicated, but with the right steps, it's straightforward.

Here's a simple guide to help you through the process:

  1. Check the visa requirements
  2. Visit or contact your nearest South African embassy or consulate to learn exactly what documents and steps are required for your specific country.
  3. Gather your documents
  4. You'll usually need:
    • A valid passport
    • An offer letter from your South African employer or educational institution
    • Proof of accommodation in South Africa
    • A recent police clearance certificate
    • Medical and radiological reports, if required
    • Financial statements or proof you can support yourself
  5. Complete the visa application form
  6. Most applicants will fill out a DHA-1738 form, available from the embassy or online via the Department of Home Affairs.
  7. Submit your application
  8. Hand in your documents and completed form at the South African mission in your country. Some embassies require you to book an appointment.
  9. Pay the visa fee
  10. Fees vary depending on the visa type and your country, so check with your local South African embassy for exact costs.
  11. Wait for processing
  12. Visa processing can take several weeks, so apply well in advance of your planned travel date.
  13. Receive your visa and get ready to travel
  14. Once approved, you'll receive your visa in your passport—then it's time to plan your journey to South Africa!

💡 Tip: Always double-check requirements and timelines with your local embassy, as they can vary by country.

Arriving in South Africa: What to Do First

Coming to South Africa is a big milestone—but there are a few important steps to take once you arrive to settle in smoothly.

Make sure you enter on the correct visa

At immigration, be ready to present your work or study visa and supporting documents if requested. This confirms your legal right to live, work, or study in South Africa.

Register for local services

Once you're settled, you may need to:

  • Register your residential address with local authorities
  • Sign up for medical aid or health insurance
  • Open a local bank account (or use the Mama Money card—more on that below)
  • Get familiar with your employer, university, or training institution

Start setting up your finances

With your visa, you can start building your life in South Africa. This includes registering with Mama Money to send money home affordably and getting the Mama Money card to receive payments, shop, and manage your spending with ease.

You're officially on your way—and Mama Money is here to help make this new beginning as smooth and empowering as possible.

How to Send Money Home with Mama Money

Once you're settled in South Africa, sending money to your loved ones back home is simple with Mama Money. Our app is designed to be easy, secure, and affordable—perfect for people who are working or studying far from home.

Here's how to get started:

  1. Download the Mama Money app from the Google Play Store or Apple App Store.
  2. Register with your Passport, Foreign ID, or Visa documents—it only takes a few minutes.
  3. Add your beneficiary's details in your home country, including their mobile wallet or bank info.
  4. Pay for your transfer using your South African bank account or at one of our in-store partners.

That's it! Your money is on its way—with low fees, great exchange rates, and fast delivery you can trust.

👉 Send money with Mama Money today and give your family more, for less.

How to Get and Use the Mama Money Card

Managing your money in South Africa is easy with the Mama Money Card—a card for migrants. It's safe, flexible, and gives you control over your money without the need for a traditional bank account.

Here's how to get started:

Simply download the Mama Money App and register. The card is available for a one-time fee of R100 and can be purchased at any Pick n Pay store, through Mama Money's network of over 2,000 agents, or delivered to your nearest PEP store.

You can use your card to:

💼 Get paid by your employer

🛒 Shop online or in-store

🏧 Withdraw cash at ATMs across South Africa

📱 Track your spending directly in the app, so you always know where your money is going

With low fees, no paperwork, and no complicated bank processes, the Mama Money Card gives you the tools you need to build a better life in South Africa—securely and affordably.

Final Tips for Newcomers in South Africa

Starting life in a new country comes with challenges, but with the right support, you can settle in confidently. Here are a few practical tips to help you stay safe and secure while building your future in South Africa:

Always carry valid documents

Keep your passport, visa, and any relevant permits with you or in a safe place. You may need to show them when accessing services or moving around.

Keep your visa up to date

Don't let your visa expire. Make a note of renewal dates and stay in contact with the Department of Home Affairs or your embassy if you need help.

Know your rights and where to get support

Take time to learn about your rights as a migrant or international student. There are local organisations and community groups that offer support, legal advice, and guidance.

Stay connected to your family

Whether it's emotional support or financial help, staying in touch with your loved ones is important. With Mama Money, it's easy and affordable to send money home whenever they need you.

Build a Better Future with Mama Money by Your Side

South Africa offers new opportunities—and Mama Money is here to walk the journey with you. From helping you apply for a visa to managing your finances and supporting your family, we're with you every step of the way.

Download the Mama Money app today to get started.

Send money, get your Mama Money Card, and take control of your finances—all in one easy-to-use app.

Because when life changes, you deserve a partner that helps your money work for you.

Need Help? Mama is Here

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If you have any questions not covered above, please get in touch with Mama via:

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