How to send money to MTN mobile wallets in Africa

If you're in South Africa and would like to send money to an MTN mobile wallet in Africa, you can use Mama Money as an easy, affordable way to transfer your money.


What is MTN mobile money?

MTN Mobile Money (MoMo) is a mobile money solution that allows you to keep money, send and receive payments and make purchases from your mobile phone. MoMo can be used in Africa and the Middle East.


Users can top up their MTN Mobile Money accounts with cash at agent locations nationwide or send and receive money locally and internationally. This is available on all South African cellphone numbers; you do not need to have a bank account to be able to use it.

How can I use my MTN Mobile Money?

MTN Mobile Money wallet holders can use their account in several ways:

  • Receive and store money
  • Send money to any MTN mobile phone user – whether they are registered or not
  • Send money to mobile phone users on other local networks
  • Withdraw cash at any authorised MTN Mobile Money agent
  • Top-up MTN airtime
  • Pay your bills
  • Buy and pay for insurance
  • Pay employee salaries or school fees
  • Purchase airline tickets and other goods and services

How do I access my MTN Mobile Money account?

You can access and manage your account on the MoMo app or by dialling *120*151#


How can I send money to a mobile wallet in Africa?

If you're in South Africa and would like to send money to an MTN mobile wallet in Africa, use Mama Money as an easy, affordable way to transfer your money.

Send a money transfer directly to a loved one in Africa with your Mama Money app:

  1. Log in to the Mama Money App and select "Send Money"
  2. Choose the recipient to who you are sending money
  3. Enter the amount you would like to send and press "Next"
  4. Select your preferred payment method and press "Confirm & send."


Can I transfer money from South Africa to other countries in Africa?

Yes, thanks to Mama Money, you can! Our mobile app offers international money transfers so that you can send money transfers to over 60 countries worldwide, including Africa.


Which African countries can Mama Money customers send money to?



Congo (ROC)

Democratic Republic of Congo















How can my loved ones receive Mama Money transfers through MTN Mobile Money?

Your loved ones can receive funds via their MTN mobile money wallet with Mama Money.  

Other options include bank account transfers or a cash pickup at Mama Money partner locations.


How do I sign up to Mama Money?

You can register a new account by visiting your nearest Mama Money agent or via your mobile phone. Complete the steps below:

  1. Download the Mama Money app onto your phone
  2. Enter your details
  3. Provide proof of your green book ID or ID card
  4. Submit a photo of yourself for verification


Once your documents have been submitted using the Mama Money App, we will verify your account within 24 hours. Once this is complete, you can send money to friends and family in Africa and other countries worldwide.


How do I send money using the Mama Money USSD Code?

Send a money transfer using the USSD code by following these easy steps below:

  1. Dial *134*542# on your registered and select "Send Money" on option 1
  2. Enter your recipient's details and payout method - cash collection, wallet, or bank top-up
  3. Go to Home by selecting option 0 and choose "Send Money" for option 1
  4. Pick the recipient and your preferred method of payment - bank transfer or cash
  5. Enter the amount you wish to send
  6. Confirm the amount to receive an SMS with payment details. 
  7. Pay and save the receipt.

After you pay for your order, your money will be automatically sent. We recommend that you keep your receipt until your order has been collected.

To learn more about how to send money from South Africa to over 60 countries worldwide, follow Mama Money and learn all about our international money transfer services via  Facebook,  Instagram Twitteror  LinkedIn to stay informed with new updates added regularly.

Need help? Mama is here.

Should you have any questions that are not covered above, please contact Mama via WhatsApp on +27661041097.