If you're in South Africa and want to support family back in India, Mama Money lets you send money directly to bank accounts across India quickly and at a competitive rate, with no hidden fees. Whether you're helping with school fees, living expenses, or something special, here's everything you need to know to make your next transfer simple.
India receives more in international remittances than any other country. According to the World Bank, inflows exceeded $125 billion in 2023 — driven by millions of Indians living and working abroad who regularly send money home. South Africa's Indian community has deep roots in Gauteng, KwaZulu-Natal, and the Western Cape, and transfers between South Africa and India form a significant part of this global flow.
Remittances are far more than transactions — they pay school fees, cover medical bills, support parents, and help families build savings. That's why getting the most from every transfer matters.
Need a more detailed walkthrough? Read our complete step-by-step guide to sending money to India.
Mama Money has partnerships with a wide network of banks across India. See the full list of supported Indian banks, including major national banks, leading private banks, and regional institutions. If your family has an account with SBI, HDFC, ICICI, Axis Bank, Punjab National Bank, Canara Bank, or any of dozens of other banks, you're covered.
| Transfer type | Typical arrival time |
|---|---|
| Bank account transfer | A few hours (up to 48 hours depending on recipient's bank) |
| Cash pickup (Western Union / Muthoot) | Usually within minutes |
For most India transfers, direct bank deposit is the fastest and most convenient option.
Mama money is the best platform to send money home directly to a loved one's account without additional exchange rate charges. I use Mama Money because they send money to recipients' accounts without converting — for that reason I will keep supporting Mama Money.
— Hugo William, Mama Money customer
Mama Money is the best service ever, it's faster and cheap. I will recommend it to family and friends.
— Esmie Manda, Mama Money customer
Can I send money to India without a South African bank account?
Yes. You can pay for your transfer using cash at retail partners including Shoprite and Pick n Pay. You don't need a bank account to get started with Mama Money.
Is Mama Money safe for sending money to India?
Yes. Mama Money is a regulated financial services provider and uses secure payment infrastructure. Every transfer is tracked and you can follow it in real time through the app.
What documents do I need to send money to India?
You'll need a South African ID, passport, or valid asylum/refugee document. For your first transfer you'll also take a selfie through the app. Once verified, no additional documents are needed for subsequent transfers.
What is the maximum amount I can send to India?
Standard accounts can send up to R25,000 per order and R25,000 per month. Upgrade your account in the app to send up to R50,000 per order and R100,000 per month. Visit mamamoney.co.za/mama-money-limits for full details.
Does the recipient in India need to do anything?
No. As long as you have their correct bank name and account number, they'll receive the funds directly. There's no registration or action required from your family in India for a bank transfer.
How much does the transfer cost?
Mama Money charges a flat fee shown upfront before you confirm. For a full breakdown of fees, transfer times, and payment methods, see our India transfer fees and times guide.
To learn more about how to send money from South Africa, follow Mama Money and discover all about our international money transfer services via:
If you have any questions not covered above, please get in touch with Mama via WhatsApp: