Mama Money Partners with Capitec to Make Sending Money Home Even Easier

A New Partnership That Puts People First

Mama Money has officially partnered with Capitec to make it even easier, safer, and more affordable for migrants in South Africa to send money home. This exciting collaboration brings together Mama Money's inclusive remittance platform and Capitec's trusted digital banking services, creating a powerful solution designed with people in mind.

At its core, this partnership is about making cross-border money transfers simple, transparent, and accessible for the millions of migrants who support their families across Africa. It's a step forward for financial inclusion, ensuring that more money reaches the people who matter most.

Learn more about Mama Money's trusted remittance platform

Why This Matters: Migrants Need Better Financial Solutions

According to Statistics South Africa, over 2.4 million migrants live in South Africa, many of whom send money home to support loved ones. Whether it's for school fees, rent, groceries, or healthcare, cross-border remittances are a vital lifeline for families across the continent.

Yet, for too long, migrants have faced high fees, complex processes, and limited access to financial services. This partnership between Mama Money and Capitec is designed to change that, offering a safe, simple, and affordable way to send money home.

For the past 10 years, Mama Money has been on a mission to drive financial inclusion. By empowering migrants with easy-to-use, low-cost financial tools, we're not just moving money, we're helping build stronger, more connected communities.

What This Means for Capitec Clients

If you're a Capitec client from Kenya, Lesotho, Malawi, Mozambique, Uganda, Zambia, or Zimbabwe, sending money home just got a whole lot easier.

Thanks to this new partnership, you can now use Mama Money to send money quickly and securely to loved ones in your home country. With Mama Money's wide payout network and affordable fees, more of your support reaches the people who need it most.

One of the standout features is the Mama Money Token system, a simple and secure way to access payouts. Your recipient gets a unique token number they can use to collect funds from trusted payout partners in their country, with no need for a bank account.

No complicated forms. No long queues. Just a fast, safe, and user-friendly experience, designed to make your life easier and your money go further.

How It Works: Safe, Simple, and Seamless

Getting started is quick and easy. As a Capitec client, all you need to do is:

  1. Download the Mama Money app
  2. Register and upload your ID or passport
  3. Start sending money to over 70 countries using low-cost, transparent fees

Your recipient will receive their money through Mama Money's trusted global payout network, quickly, safely, and without any hidden charges. Whether they collect through mobile wallets or at cash pickup locations, the process is designed to be smooth and secure.

With Mama Money, what you see is what your family gets, no surprises, just peace of mind.

A Word from Our Leaders

Mathieu Coquillon, Co-founder & Director at Mama Money, shares:

"Partnering with Capitec allows us to extend our mission of financial inclusion and ensure peace of mind for millions of migrants who need an affordable money transfer service. This partnership is a game-changer for millions of families & individuals who depend on remittances for their daily needs."

Francois Viviers, Group Executive of Marketing and Communications at Capitec, adds:

"We live on a connected continent, where the age-old tradition of supporting family and community is a fundamental part of our culture. Yet, sending money across borders has been expensive, complicated and stressful for millions. We see an opportunity to apply our 'simple, affordable and transparent' banking ethos to this problem. Our clients work hard for their money, and they deserve a solution that safely and affordably delivers more of that money to where it's meant to go."

Together, Mama Money and Capitec are working to break down financial barriers, creating better, faster, and more affordable ways for migrants to care for the people who matter most.

Why Choose Mama Money x Capitec for Remittances?

This partnership was built to serve you because supporting your loved ones back home should be simple, secure, and affordable.

Here's why more people are choosing Mama Money and Capitec for cross-border transfers:

  • Low fees & no hidden costs – More of your money gets to your family.
  • Safe, regulated, and secure platform – Peace of mind with every transaction.
  • Accessible app with multilingual support – Designed to serve diverse communities.
  • 70+ payout countries and trusted global partners – From Zimbabwe to Bangladesh, we've got you covered.
  • A solution built with African migrants in mind – We understand your journey because we built this for you.

Send money to your family the safe and affordable way.

About Mama Money & Capitec: A Partnership That Puts People First

Mama Money was founded in 2015 with a mission to make money transfers simpler and more inclusive. Today, it serves customers sending money to over 70 countries across Africa, Asia, and Europe. As a tech disruptor in cross-border payments, Mama Money empowers migrants with affordable, secure, and user-friendly financial services.

Capitec is South Africa's largest digital bank, trusted by more than 24 million clients. Known for its commitment to simplicity, innovation, and low-cost banking, Capitec continues to lead the way in making financial services accessible to all.

Together, Mama Money and Capitec are helping more people send money safely and support the ones who matter most.

Final Thoughts: A Partnership Built on Purpose

This partnership between Mama Money and Capitec is more than just a new feature - it's a commitment to real people with real needs. By coming together, we're removing barriers and building a future where sending money across borders is easy, safe, and affordable.

As Mama Money celebrates 10 years of empowering migrants, this milestone marks another step in our journey to create financial solutions that uplift communities.

Whether it's for school fees, medical care, or everyday support, you can now send money with even more confidence and convenience.

Ready to send money the easy, affordable way?

Download the Mama Money App

Already a Capitec client? Register today and start supporting your loved ones across borders..

Chat on WhatsApp