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Money Home

Send cash to over 90+ countries

Download the Mama Money appDownload the Mama Money app

Great Rates,
Low Fees.
Always Fair

A better way to send money home

Built together by Mama Money and Capitec, for the people who work hard to support family across the border.

💰

Fees from 5%

Instead of 8% to 12% at many banks

Money in minutes

Not days of waiting
🎫

One simple token

Your family collects the cash
📱

Right in your app

Access Mama Money in Capitec banking
For too long, sending money across borders has cost too much and taken too long. This partnership changes that. Capitec clients can now use Mama Money to send money home safely and affordably, straight from a banking app they already trust. More of your money reaches the people who matter most. Mama makes it happen.

Start sending money to:

How it works: the Mama Money Token

Three simple steps. Your family does not even need a bank account to collect the money.

💰

Start your transfer

Send with Mama on the Capitec app. Choose how much, which country and who you are sending money to.

Your recipient gets a token

We send your loved one a unique 12-digit token by SMS. This token is their secure key to the money.
🎫

They collect the cash

They take the token to a trusted Mama Money payout partner and collect the cash. No bank account and no long forms.
For too long, sending money across borders has cost too much and taken too long. This partnership changes that. Capitec clients can now use Mama Money to send money home safely and affordably, straight from a banking app they already trust. More of your money reaches the people who matter most. Mama makes it happen.

Send
Money
Home
Your own Bank Account & Card

Every rand counts

When you earn every rand the hard way, every rand matters. That is why Mama Money keeps fees low and honest. No fine print. No funny business. More of your money reaches the people you love.

A better way to send money home

Built together by Mama Money and Capitec, for the people who work hard to support family across the border.

💰

Fees from 5%

Instead of 8% to 12% at many banks

Money in minutes

Not days of waiting
🎫

One simple token

Your family collects the cash
📱

Right in your app

Access Mama Money in Capitec banking

How to get started:

Upload your Identity Document

Any Passport, Foreign or South African ID, Refugee or Asylum Document.

Take a Selfie

Upload a clear photo of yourself to complete registration.

FAQ

How can I register for Mama Money?

First download the Mama Money App

Then follow the simple steps by adding your details and uploading your identification document.

Watch this video to see how to register for Mama Money:  https://youtu.be/uciRm6RGeKM

You can also register and send on WhatsApp on +27 60 091 5591

Which countries can customers send money to?

With Mama Money, you can send money to over 90 countries across Africa, Asia, and Europe.

In Africa: Angola, Benin, Burkina Faso, Botswana,  Burundi, Cameroon, Congo (ROC),  Côte d'Ivoire, Democratic Republic of Congo, Eswatini, Ethiopia, Egypt, Ghana, Guinea, Guinea Bissau, Kenya, Lesotho, Liberia, Malawi, Madagascar, Mali, Mozambique, Morocco, Niger, Nigeria, Rwanda, Senegal, Sierra Leone, Tanzania, Togo, Uganda, Zambia and Zimbabwe.

In Asia: Bangladesh, India, Pakistan, China, Indonesia, Thailand, The Philippines, Saudi Arabia, Sri Lanka, United Arab Emirates, Nepal

In Europe: Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech, Denmark, Estonia, Finland, France, Germany, Great Britain, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxemburg, Malta, Monaco, Norway, Netherlands, Portugal, Poland, Romania, San Marino, Slovakia, Spain, Sweden, Switzerland, Turkey and the Vatican. 

Other: Australia, Canada

How much can I send with Mama Money and what is the limit?

Once your account is activated you can send up to R25,000 per order and up to R25,000 per month. You can also upgrade your account to send higher limits of R50,000 per order and R100,000 per month.

How do I pay for my Mama Money Orders?

You can choose to pay for your order via online banking or EFT or pay cash at any of our retail partners such as Pick n Pay, Shoprite, Spar, Makro, Game, Flash stores and many more.  

If you pay with cash you will receive a reference number in an SMS that we’ll send to you.Present this reference number at our retailer partners and pay the exact amount of cash to complete your order.

How long does it take for the recipient to receive the funds?

Transfers to mobile wallets and cash collection are sent within minutes.

Transfers to bank accounts on average take 5 hours to be received but can takeup to 48 hours to reflect depending on the recipient’s institution.

How to select Mama Money as a Public Beneficiary foreasy EFT payments

Create your Mama Money order and select EFT as your payment method. When paying for your Mama Money EFT order using your online banking, select “Mama Money - Money Transfer” from the list of bank approved companies or beneficiaries. It’s that easy. This way you don’t have to manually enter Mama Money’s bank account details.

Remember to use your Mama Money registered cellphone number as your reference when paying for your order.

How do I reset my Mama Money PIN?

To reset your PIN,dial *134*542# and select account and security then option 1 to reset your PIN. You can also reset your PIN on the App by tapping the “Security” button in the app.

How do I update my registered cellphone number?

Simply log on to the Mama Money App and select "My Profile" to edit and add your new number then update. Alternatively, you can WhatsApp us the new number and the old number to +27 66 104 1097 so that we can assist you. 

How can I upgrade my account to send more money?

To upgrade your account to send higher limits select the “More Money Home” button in the app if you are an existing customer and follow the simple steps.  If you are a new customer select the option to upgrade your account to send higher limits during your registration in the app. Once activated you can send up to R50,000 per order.

How do I contact Mama Money?

For any help, please WhatsApp on +27 648 028 428