
You can access Mama Money right inside your Capitec banking app and send money home in a few taps. You can also use the Mama Money app or send on WhatsApp at +27 60 091 5591. Choose your amount, pick where it is going, and Mama Money handles the rest.
The partnership is for Capitec clients sending to Kenya, Lesotho, Malawi, Mozambique, Uganda, Zambia, and Zimbabwe. Your family can collect the cash at trusted Mama Money payout partners across 90+ countries. See the full list here.
The Mama Money Token is a unique 12-digit code we send to your recipient by SMS. It is their secure key to the money. They take the token to a trusted Mama Money payout partner, and they collect the cash. It is simple, safe, and there are no complicated forms.
No. That is the beauty of the token. Your loved one does not need a bank account. They only need the 12-digit token to collect their cash at a payout partner in their country.
Fees start from 5%. Many traditional bank transfers cost between 8% and 12%, so more of your money reaches home. There is no fine print and no hidden charges. What you see is what you pay.
Cash collection and mobile wallet transfers arrive within minutes. When family is waiting, speed matters.
Yes. Mama Money has 10 years of trusted operations and more than 20 million transactions. Your information is protected, and the token keeps every transfer secure. This partnership brings together Mama Money and Capitec, one of South Africa's most trusted banks.