Send Money on WhatsApp with Mama Money

You already use WhatsApp every day. You use it to check on family back home, to share photos, to stay close even when you are far apart. Now you can use that same chat to send them money.

There is no new app to download. No queues. No complicated steps. If you can send a message, you can send money. Mama Money has been doing this safely for 10 years, to more than 90 countries, so the people you love get the support they need. Here is how it works.

Why WhatsApp is the easy way to send money home

Almost everyone in South Africa is already on WhatsApp. According to MyBroadband, around 29 to 30 million people here use it, which is about 93.9% of online users. Statista also lists WhatsApp as the most popular platform in the country. In other words, the tool you need is already in your hand.

29 to 30m
people in South Africa use WhatsApp
93.9%
of South African online users are on it
#1
most popular platform in South Africa

Because you already know how to use WhatsApp, there is nothing new to learn. Sending money feels as easy as sending a message. It works on almost any phone, even an older one, and even when your data is low. Mama Money lets you send money to family and friends straight from the chat you use every day.

How to send money on WhatsApp in three steps

Getting started takes a minute. Here is all you do.

1
Save the number

Add the Mama Money WhatsApp number to your contacts: +27 60 091 5591. This is the only official send number, so save it now.

2
Say hi

Open WhatsApp and send "Hi" to start. Mama will reply with a simple menu and guide you the whole way.

3
Follow the steps

Choose the country, enter the amount and your recipient's details, then pay. Your money is on its way, often arriving in minutes.

More than sending: what you can do on WhatsApp

WhatsApp is not just for one quick transfer. You can do a lot more from the same chat.

🌍
Send to 90+ countries
💳
Pay your way
🕑
Send 24/7
💬
Real human support
  • Send to 90+ countries across Africa, Asia and Europe, all from your chat.
  • Pay your way with your Mama Money Card, your wallet, EFT, or cash at Pick n Pay.
  • Send any time, day or night. No branch visits. No queues. Available 24 hours.
  • Manage your Mama Money Card, like buying airtime and data, straight from the WhatsApp menu.
  • Get help from a real person when you need it.

You can send up to R25,000 per day on WhatsApp, and you can upgrade for higher limits when you need them.

Why WhatsApp saves you data and money

When you are watching every rand, the cost of getting online matters too. This is where WhatsApp really helps.

WhatsApp uses very little data compared to browsing the web or downloading a new app. And because you do not need to install anything, you do not use up storage on your phone. That is good news for older or fuller phones.

South African networks make it even cheaper. MTN, Vodacom, Cell C and Telkom all sell WhatsApp-specific data bundles, often from just a few rand. With one of these, sending money home can cost almost nothing in data.

Little data, big reach

WhatsApp bundles stretch your airtime further

WhatsApp data bundles start from just a few rand on most South African networks. Pair one with Mama Money and sending money home barely touches your data.

The money you send still moves at Mama Money's same low, clear fees. Sending to 90+ countries is a flat 5% on the card, with no hidden charges. Low rates. No fine print. No funny business.

Many Mama Money customers use WhatsApp to send to neighbouring countries, where families count on quick, regular support. These three are some of the most popular.

  • Send to family in Eswatini straight to MTN MoMo.
  • Reach loved ones in Lesotho on M-Pesa or EcoCash.
  • Support family in Malawi through Airtel Money.

And that is just the start. Mama Money lets you send to 90+ countries, so wherever home is, you can reach it on WhatsApp.

WhatsApp or the app: which should you use?

Both are easy and both are safe. The right one depends on your phone and your data. WhatsApp is best if you want zero setup and the lowest data use. The app is best if you want the full picture, including the Mama Wallet and Save in USD.

WhatsApp
No download needed
Uses less data
Familiar chat menu
Send and manage your card
The Mama Money App
See everything in one place
Manage your Mama Wallet
Open a Save in USD goal
Track all your transfers
Whichever you choose, your money moves at the same low fees, with delivery in minutes. Start a transfer on WhatsApp today.

Your WhatsApp questions, answered

What is the Mama Money WhatsApp number?
It is +27 60 091 5591. Save it to your contacts, then send "Hi" to start. This is the only official send number, so always check it carefully.
Is it safe to send money on WhatsApp?
Yes. Mama Money has run safe, secure transfers for 10 years, with 20 million transactions and zero shortcuts. Only ever use the official number, +27 60 091 5591, and never share your PIN with anyone.
How much does it cost to send money on WhatsApp?
The money you send moves at Mama Money's same low fees, a flat 5% on the card to 90+ countries, with no hidden charges. WhatsApp itself uses very little data, and most networks sell cheap WhatsApp data bundles.
Do I need a new app or a smartphone?
No. If you can use WhatsApp, you can send money. There is nothing extra to download and no storage used on your phone.
Which countries can I send to on WhatsApp?
You can send to 90+ countries across Africa, Asia and Europe, including Eswatini, Lesotho and Malawi.
How much can I send?
You can send up to R25,000 per day on WhatsApp. You can upgrade for higher limits when you need them.

Mama makes it happen.

No new app. Less data. The same low fees. Just message +27 60 091 5591 to get started. Easy. Affordable. Already on your phone.

WhatsApp (Send money) +27 60 091 5591
Customer support +27 64 802 8428
Call centre +27 021 202 5420