Sending money to Zambia has never been easier. With Mama Money, you can now transfer funds directly to MTN and Airtel mobile wallets—anytime, anywhere. Whether you're supporting family, paying for school fees, or covering emergency expenses, Mama Money offers a fast, safe, and reliable way to send money from South Africa to Zambia.
There's no need to queue at a bank or worry about limited business hours. With 24/7 access, the Mama Money app puts the power to send money securely right in your hands—on your phone.
Need to send money to Zambia? Send Money to Zambia with Mama Money and enjoy secure, affordable mobile wallet transfers today.
Mobile wallets like MTN Money and Airtel Money have revolutionised how families in Zambia receive and use money. Here's why they're such a powerful tool—especially for people living in rural areas or without access to traditional banking:
As soon as money is sent through Mama Money, the recipient receives it directly into their mobile wallet. There's no waiting period, and funds are available to use almost immediately.
One of the biggest advantages of mobile money is that recipients don't need a bank account. In Zambia, many people—especially in rural communities—still don't use traditional banks. Mobile wallets make it easy and safe to store and access money using only a cellphone.
With mobile wallets, recipients can:
This allows families to use the funds directly for their day-to-day needs without needing to withdraw cash.
Sending money to mobile wallets in Zambia is easier than ever, thanks to Mama Money's trusted partnerships with MTN Mobile Money and Airtel Money—the two biggest mobile wallet providers in the country.
Trusted Partners in Zambia
Mama Money works directly with MTN and Airtel, two of the most reliable mobile money services in Zambia. Both networks have:
Whether your loved one uses MTN or Airtel, they can receive money straight to their mobile wallet—no bank account or extra apps needed.
Fast, Reliable Transfers
These partnerships mean your transfers go through faster and more securely. Once you send money through the Mama Money app, your recipient will get a notification almost immediately from MTN or Airtel confirming the funds.
Why It Matters
These are not just any mobile networks—they're leaders in digital financial services in Zambia. By partnering with them, Mama Money ensures your support reaches your family or friends in Zambia quickly, safely, and without hassle.
Send Money to Zambia with Mama Money – anytime, from anywhere.
To receive money through a mobile wallet in Zambia, recipients must have a TPIN number. This is an important step to ensure the transfer is compliant with Zambian financial regulations.
A TPIN (Taxpayer Identification Number) is a unique number issued by the Zambia Revenue Authority (ZRA). It helps identify individuals for tax purposes and is now required to receive cross-border remittances.
Even if your recipient doesn't pay tax, they still need a TPIN to access international funds via mobile wallets.
Getting a TPIN is free and easy:
Make sure your recipient completes the registration and links the TPIN to their mobile wallet account (MTN or Airtel).
If you're unsure how this works or need help explaining it to your family in Zambia, our friendly customer support team is here to help.
WhatsApp: +27 64 802 8428
We'll guide you or your recipient through the steps so your money can be received without issues.
Sending money to MTN or Airtel mobile wallets in Zambia is simple and secure with the Mama Money app.
That's it! With Mama Money, your loved ones in Zambia will receive the money fast, safely, and conveniently via mobile wallet.
Sending money to Zambia with Mama Money means you can support your family with confidence and ease.
Here's why our service stands out:
Transfers Delivered in Minutes
Your money gets where it needs to go—quickly. Most transfers to MTN or Airtel mobile wallets in Zambia are completed within minutes.
Low Fees, No Hidden Costs
Send from just R29. Our low-cost model is designed to be fair and transparent. What you see is what your recipient gets—no surprises.
Send Anytime, From Anywhere
Whether it's day or night, home or work, you can send money 24/7 using your mobile phone—no need to visit a branch or wait in long queues.
100% Regulated and Secure
Mama Money is a licensed financial services provider with strong security measures to protect your money and personal information. Every transaction is encrypted and comes with SMS confirmations for peace of mind.
Helping you send money safely, affordably, and conveniently is what we do best.
No matter what kind of smartphone you use, you can access Mama Money easily.
Android Users
Download the Mama Money app from the Google Play Store. It's fast, free, and easy to install.
Apple Users
If you have an iPhone, find us on the Apple App Store. Enjoy the full Mama Money experience with all features included.
Huawei Users
Using a Huawei device? You can get Mama Money directly from the Huawei AppGallery for a smooth and secure experience.
At Mama Money, we understand the importance of your money transfers. That's why our customer service team is here to support you every step of the way—with care, speed, and a human touch.
Multilingual Support
Our team speaks your language! We offer assistance in multiple languages, making it easier for you to explain your issue and get the help you need.
Easy to Reach
You can contact us through:
Fast, Friendly Help
We respond quickly because we know time matters—especially when you're sending money to loved ones. Whether you need help with registration, making a payment, or checking a transfer, we're here to assist you.
Sending money to Zambia doesn't need to be complicated or expensive. Mama Money is here to make it easy, secure, and affordable for migrants who want to support their families back home. With mobile wallets like MTN and Airtel, your loved ones can receive funds instantly—no queues, no stress, and no need for a bank account.
At Mama Money, we believe in financial access for everyone. That's why we partner with trusted mobile wallet providers in Zambia, offer multilingual support, and keep our fees low so more of your hard-earned money goes where it's needed most.
Want to send money to Zambia today?
Start sending to MTN or Airtel wallets in minutes. Transfers from just R29, available 24/7.
No matter your phone, no matter the time—you've got a trusted way to send money home.
To learn more about how to send money from South Africa, follow Mama Money and discover all about our international money transfer services via:
If you have any questions not covered above, please get in touch with Mama via WhatsApp: