Mama Money Card Now Works with Spotify, Sixty60 & More

The Mama Money Card just got more useful. From today, your Card works with Spotify for monthly music, with Checkers Sixty60 for grocery delivery, and with InDrive for rides across town. And it's not just those three. Any service that charges your Card at the end (rather than asking you to pay upfront) now runs smoothly through your Wallet.

If you've ever added your Mama Money Card to one of these apps and had the payment declined, that's exactly what has changed. This guide walks through what's new, which services now work, and how to make sure everything runs smoothly.

What has changed on your Mama Money Card

Some apps you use don't ask you to pay upfront. Spotify charges you once a month for your music. Uber, Bolt, and InDrive charge you at the end of the ride, once the fare has been worked out. Sixty60 charges you after your groceries have been picked and packed. In each case, the app needs to charge your card after the service, not before it.

Until recently, this kind of "pay later" charge didn't always go through on the Mama Money Card. Now it does. Your Card can be charged at any point once you've linked it to an app, whether that's a few minutes after your ride or once a month for your music.

The short version

More apps now work. Nothing else has changed.

The same Card, the same Wallet, the same low monthly fee. Only the range of apps you can pay with has grown. If you already have a Mama Money Card, you don't need to do anything to enable this. It just works.

Which apps now work with your Card

Here are the big ones you can now add your Mama Money Card to, split by what you'd use them for.

🎵

Spotify

Monthly music

Set up your Spotify Premium subscription to charge your Card each month. No more losing your playlists because the payment didn't clear.

🛒

Checkers Sixty60

Groceries in an hour

Add your Card to Sixty60 and get groceries delivered to your door. The Card is charged once your order is confirmed and packed.

🚗

InDrive

Cashless rides

Skip the cash and pay your InDrive fare straight from your Card. The Card is charged when the driver ends the ride.

🚗

Uber

Rides and Eats

Uber has worked with the Card for a while, and continues to. Rides, Uber Eats, all fine.

🚗

Bolt

Rides across SA

Add your Card in the Bolt payments section and pay every ride cashlessly.

🛒

Takealot, Shein

Online shopping

Both continue to work as always. Your Card at checkout, same as any other card. See our full guide to shopping online with the Card.

Honest about scope

Netflix, DStv, and Showmax still don't work with the Card.

These streaming services have their own card-acceptance rules that the Mama Money Card is not currently on. If your streaming subscription matters, keep a second card for those services. Everything else on the list above works.

How "pay later" charges actually work

When you add your Card to Spotify, Sixty60, or a ride-hailing app, the app saves your Card details on file. It doesn't take any money at that moment. The charge comes later, when there's an actual bill to pay.

For Spotify, that's once a month on your billing date. For Uber, Bolt, or InDrive, that's the moment your driver ends the ride. For Sixty60, that's when your groceries are confirmed. In each case, the app pulls the money from your Wallet through the Card. If there's enough in your Wallet, the payment goes through and you get a notification. If there isn't, the payment fails and the app will ask you to sort it out.

Three ways to keep things running smoothly

Because these apps charge you later, the one thing you need to keep an eye on is your Wallet balance. Three habits are enough.

  • Keep a small monthly buffer in your Wallet. Enough to cover a couple of Spotify months and a handful of rides. That way you never lose service to a failed charge.
  • Top up your Wallet once a month, not day-by-day. A single monthly top-up by EFT or at a retail partner is faster and cheaper than five smaller ones.
  • Check the transaction log in the Mama Money app. Every charge shows up almost immediately. That helps you spot when Spotify pulls its monthly fee, or when a ride charge came through.
If a charge fails because your Wallet is empty, most apps will hold your account for a few days and try again once you've topped up. Spotify may pause your Premium plan until the next successful charge, and reactivate as soon as it clears.

Frequently asked questions

Do I need to do anything to enable the new apps?
No. If you already have a Mama Money Card, the new capability is on for you automatically. Just add your Card to Spotify, Sixty60, InDrive, or whichever app you want to use.
Will my old Spotify or Sixty60 setup work now?
If you added your Card to one of these apps in the past and the charge was declined, it should work now. Try again, or remove the Card and add it back to refresh the connection.
What happens if my Wallet is empty when Spotify tries to charge me?
The charge fails, and Spotify usually pauses your Premium plan. Top up your Wallet, and the plan reactivates as soon as the next charge goes through. You don't lose your playlists.
Does the Card work with Netflix, DStv, or Showmax?
Not currently. These streaming services have their own card-acceptance rules that the Mama Money Card isn't on. Everything else on this article's list is fine.
Are there any extra fees for using my Card with these apps?
No. The Card costs R99 to open and R29 per month. There's no per-transaction fee when you pay a merchant. What you spend is what comes out of your Wallet.
Where can I read more about using the Card day-to-day?
Our guide on using your Card for everyday digital life in South Africa covers the full picture, including how to set up each app step by step.

Mama makes it happen.

More apps. Same Card. Music, groceries, rides, and shopping, all paid from your Wallet.

WhatsApp (Send money)+27 60 091 5591
Customer support+27 64 802 8428
Call centre+27 021 202 5420